Shannon Pawley, The Estate & Asset Protection Law Firm Owner, writes about various estate planning tools that help homeowners protect their homes from long-term healthcare costs that put so many homes at risk.

DECATUR, GA, October 29, 2025: Shannon Pawley, Owner of The Estate & Asset Protection Law Firm, has posted a new blog on the law firm’s website entitled “Safeguarding the Family Home Through Trusts, Life Estates, and Asset-Protection Tools” in which Ms. Pawley reviews several estate planning tools that lets homeowners avoid probate and protect their greatest asset for their heirs.

“For so many families,” Pawley writes, “home is more than merely a physical structure.” She continues, “Home represents both financial security and emotional legacy. However, the potential need for long-term health care can place your home at risk if proper planning is not in place.”  “Fortunately,” Pawley states, “asset-protection strategies such as trusts, life estates, and other legal tools can help safeguard your family home, ensuring it remains within the family even if future care costs arise.”

As Pawley points out, “One common estate planning approach is the use of an irrevocable trust, through which you transfer ownership of your home into a trust. Then the property is no longer considered part of your individual personal assets.” Pawley emphasizes, “This means it may be protected from being used to pay for long-term care costs or nursing home expenses.” There is one caveat according to Pawley. She cautions, “However, the transfer into the trust must occur at least five years before applying for Medicaid to avoid penalties under their strict look-back rules.”

Pawley also discusses a life estate, transfer-on-death deeds and homestead exemptions.

The entire blog can be read here: Safeguarding the Family Home Through Trusts, Life Estates, and Asset-Protection Tools

About The Estate & Asset Protection Law Firm

The Estate & Asset Protection Law Firm was established to serve the legal needs of retiring citizens. The Firm focuses its entire practice on providing strategies to protect independence, privacy, assets and taxes from the government. Shannon Pawley has grown her law practice by providing excellent customer satisfaction with personalized wealth protection plans.

About Shannon M. Pawley, J.D., LL.M

Shannon is the Owner and CEO of The Estate & Asset Protection Law Firm. Originally from the Tidewater area of Virginia, she grew up in a close-knit family with a strong tradition of military service. She learned early on the importance of integrity, hard work, and giving back to her community. Her upbringing shaped her desire to make a positive impact and instilled a deep sense of responsibility to ensure that every individual is treated with respect and care.

Her passion for serving others took root during her junior year of high school, when she served as a U.S. House of Representatives Page during the 101st Congressional Session in Washington, D.C. This life-changing experience opened her eyes to the power of diverse perspectives and the importance of advocating for those whose voices are often unheard. Inspired by the experience, Shannon decided to pursue a career in law, dedicated to guiding others through life’s most challenging moments.

Shannon’s educational journey led her to North Carolina Wesleyan College, where she earned her undergraduate degree, followed by a Juris Doctor from Michigan State University College of Law. She then specialized further, obtaining an LL.M. in Taxation from Wayne State University. Licensed to practice in both Michigan and Georgia, Shannon is also a VA Accredited Attorney, making her a formidable advocate for her clients.

Throughout her career, Shannon has been a fierce champion for clients from all walks of life, representing everyone from international corporations to single parents. She has always been driven by a profound belief that everyone deserves to have their rights and wishes honored, especially when they are most vulnerable. Whether advocating in the courtroom or guiding families through complex legal decisions, Shannon’s mission is clear: to protect the dignity and independence of every client she serves.

Her passion for advocacy goes beyond legal representation—it’s about ensuring that people’s voices are heard, even when they may not be able to speak for themselves. Shannon is deeply committed to helping her clients age with dignity, grace, and independence, working tirelessly to prepare them and their families for the complexities of aging. Her work is more than a profession; it is a calling to serve, empower, and uplift every individual and family she has the privilege to represent.