The Elder & Disability Law Firm Founder, Victoria L Collier On Role of Life Insurance

Certified Elder Care Attorney, Victoria Collier discusses what typically happens to families when the primary breadwinner unexpectedly dies without any or insufficient life insurance.

Decatur, GA, October 10, 2017: Victoria L. Collier, founder of The Elder & Disability Law Firm, has posted a new blog on her law firm’s website entitled “What Would Happen To Your Family Without Life Insurance.” The picture Ms. Collier paints is not pretty, however it is sobering and causes one to stop and think.

Victoria CollierCollier asks her readers, “Are you the major breadwinner in your family?” “If so,” she continues, “what would become of your family if you were to suddenly and unexpectedly die? Do you have an appropriate plan including an adequate life insurance policy in place for this eventuality?” She affirms, “Sadly, most people do not.”

“Do you know what typically happens when a premature death of a sole or major breadwinner occurs in a family?” asks Collier. She continues to elaborate on the scenario. “It has been shown,” she says, “that 75 percent of surviving family members will have to take measures to meet financial obligations. They will have to work additional jobs or longer hours. They’ll have to borrow money or withdraw money from savings and investment accounts. And, very likely, they’ll have to move to smaller, less expensive housing.” The reason, says Collier is, “because even if there is life insurance coverage, it is usually insufficient to continue to provide the lifestyle the family and loved ones have grown accustomed to.”

Collier writes, “September was Life Insurance Awareness Month. Awareness is the first step to understanding and knowledge.”

The entire blog can be read at

About Victoria Collier

Victoria L. Collier, CELA founded The Elder & Disability Law Firm of Victoria L. Collier, P.C. to serve the legal needs of seniors when their health care needs increase. Victoria is also Co-Founder of Collier Scott Financial Solutions, LLC. At both firms WE BELIEVE that people should not have to lose everything they’ve worked a lifetime to earn and that every person is an individual who deserves respect and the highest quality of life possible, regardless of age or ability.

Victoria enlisted in the U.S. Air Force during Desert Storm, 1989-1995, and also served in the U.S. Army Reserves, 1Lt. 2001-2004, JAG Corps. Victoria is a national expert on the VA Wartime Pension for veterans and their widows who need additional assistance with activities of daily living and helping them qualify for and receive tax-free income from the VA to pay for it. Victoria graduated from Valdosta State University with a B.A. in Psychology and then University of Nebraska, College of Law. In 2014, Victoria was awarded with the Alumni Master Award from the University of Nebraska.

Victoria is a Certified Elder Law Attorney through The National Elder Law Foundation and has been named as the only attorney in Georgia as “Fellow” of the National Academy of Elder Law Attorneys (NAELA). Victoria was appointed by Governor Perdue to the Georgia Council on Aging, 2010 – 2016 and was awarded Dekalb County Veteran of the Year, 2013. She is the author of 47 Secret Veterans Benefits for Seniors; Paying for Long Term Care – Financial Help for Wartime Veterans: The VA Aid & Attendance Benefit. Victoria has co-authored several books: Blooper Episodes in Estate PlanningDon’t Go Broke in a Nursing Home, and Protect Your IRA: Avoid the 5 Common Mistakes. Most notably, Victoria co-authored the National Best Seller, The Road to Success, with Jack Canfield, author of Chicken Soup for the Soul series.

About The Elder & Disability Law Firm

The Elder & Disability Law Firm was established to serve the legal needs of senior citizens when their healthcare needs increase. The Firm focuses its entire practice on Elder Law and Estate Planning matters, which encompasses the areas of Asset Protection, Medicaid Planning, VA Benefits planning, Estate and Special Needs Planning. Victoria Collier has grown her law practice through her personable nature and good management skills.

Posted Under: Elder Law Georgia, Victoria Collier