Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, discusses the downfall of carrying debt into retirement years and tips to eliminate it

Beavercreek, OH – November 18, 2014 – Bryon Spicer, founder of Spicer Wealth Management, a financial services firm, recently published an article on his website commenting on the dangers of carrying debt into retirement years and how to eliminate it before it is too late.

The article titled “Save Your Retirement and Yourself by Eliminating Debt” points out helpful tips individuals can use to eliminate debt before and avoid it during retirement.

Spicer writes, “By the time most Americans are 50 years old, retirement no longer seems to be in the distance but rather a (hopefully) close reality. And even if you have properly planned and saved for your desired retirement, going into it with a large sum of debt on your back counteracts all of the hard work and planning you so painstakingly did all those years ahead of time.”

Spicer Wealth Management specializes in retirement planning services including: Tax Planning and Management, Investment Management, Retirement Strategies, Estate Conservation, and Insurance Products. They help clients maintain their current lifestyle by strategizing “financial solutions for their golden years.”

The entire article can be found at here.

To learn more about Spicer Wealth Manager, please visit Spicer Wealth.

About Bryon Spicer:

Founder of Seniors Financial and Spicer Wealth Management, Bryon Spicer, has devoted over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their “Financial Security for their Golden Years”.  An advocate for comprehensive financial and retirement planning, Bryon’s goal is to help ensure that all components of a client’s financial affairs work in collaboration, producing a more positive overall outcome.  Bryon specializes in identifying potential loopholes in financial and estate plans in order to detect where money potentially may be lost.  He will help structure your affairs so you may transfer your assets to loved ones efficiently while minimizing the costs of probate and estate taxes.

An accounting major at Wright State University, Bryon has held several designations, including Certified Insurance Counselor.  He has co-authored a book titled “Issues of Aging”, and more recently  published a book on Charitable Giving.

Bryon is a sought after speaker.  He regularly conducts public seminars on many advanced financial topics to the general public and special interest groups.  In addition he has been a guest lecturer at the Ohio State University.  Bryon is an approved member of the National Ethics Bureau which shows the highest regards for integrity and ethical decision making.

Bryon has been married to his wife, Kay since 1985 and has one son.  He and his family are very active in their church, school and sports associations, with Bryon holding several board positions within each.