Brian Fricke, author and retirement planning expert, recently published an article to discuss a rising investment concern for many – bond strategies. 

Orlando, Fla. – March 9, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), recently published an article on his website, http://www.BrianFricke.com, titled, “Bond Strategies in a Rising Interest Rate Environment.”  Brian wrote the article to confront a rising concern from his clients and others about how bonds will perform when interest rates start to go up. 

“In general terms, when we put bonds into someone’s investment account, we are buying an individual bond, and we intend to hold that bond until it matures or it’s called by the issuer. And if we are paying face value for the bond, then we are going to get all of our money back when the bond is called or matures,” wrote Fricke. 

“While we hold the bond, we get the stated interest rate or the coupon interest rate that the bond is supposed to be paying. The value of the bond itself will vary one month to the next – it moves up when interest rates drop, and loses value when interest rates go up.  This is why some people are expressing concern right now, when most people believe interest rates can’t go much lower. Because this means that bond values are likely going to go down,” Brian continued. 

Brian explains how this isn’t a huge concern for most of his clients and accounts, because they intend to hold the bond until it comes due.  “When we do that, we get all of all our money back,” he remarked.  In the article, Brian also gives two distinct strategies for making money with bonds when interest rates go up.  These and other specifics are addressed in the article, which can be found at http://www.brianfricke.com/articles/bond-strategies-in-a-rising-interest-rate-environment-3.php 

Orlando Business Journal has named Financial Management Concepts one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Upcoming, Brian will be holding a special book-signing event in The Villages, Fla. on Monday, March 8^th, 2010.  The event will be held at Carrabba’s Italian Grill™ on Hwy 441 at 3 pm.  Brian is encouraging clients to bring friends to receive a complimentary copy of his book, “Worry Free Retirement: Do What You Want, When You Want, Where You Want.”  

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to [email protected] 

 

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com