Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog discussing five different scenarios where 2013 could be financially worse than expected.

Saratoga Springs, NY. – November 7, 2012 – “Whatever happens in Washington in 2013, this is a prime time to consider financial moves with the potential to lower your taxes and insulate your wealth.” This statement, from Bill Losey, author and retirement expert and advisor, is the conclusion of a recent blog discussing some of the scenarios where America could reach her “Fiscal Cliff.” In this blog, found on his website http://www.BillLosey.com, titled “5 Possible Fiscal Cliff Scenarios”, Bill explores the question, “Will 2013 be as severe as some economists think?”

Bill writes, “The fiscal cliff is getting closer and closer. How will Congress respond? In the worst-case scenario, Congress argues and deadlocks. Tax hikes and roughly $109 billion in federal spending cuts take a bite out of GDP and another recession becomes a possibility.

There are other possibilities, however. The fiscal cliff may yet be averted, or at least we might back away from its edge.”

Bill Losey describes five different scenarios that could come to pass in 2013:

• Scenario A: Congress buys time
• Scenario B: Congress can’t make a deal
• Scenario C: Middle ground is reached
• Scenario D: The “Grand Bargain.”
• Scenario E: The “Down Payment.”

To read the entire blog, please visit http://www.billlosey.com/blog/5-possible-fiscal-cliff-scenarios.php

Bill Losey is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.  Bill’s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to couples as well as divorced and widowed women nationwide (age 50-70) who demand objective financial and retirement advice; customized, fee-only investment management; attention to detail; and impeccable service.

Other recent blogs written by Bill Losey include “Should You Reduce Risk Exposure As You Get Older?”, “Medicare Open Enrollment for 2013”, and “Smart Financial Moves for Late 2012/Early 2013,” among others.

Each issue of Bill Losey’s award-winning free weekly email newsletter, Retirement Intelligence®, reveals how-to-articles, secrets, investment ideas, a “Joke Of The Week”, fitness and diet tips, and promotes upcoming seminar dates to keep subscribers “in-the-know.”  Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.

To learn more about Bill Losey Retirement Solutions, please visit http://www.BillLosey.com and http://www.MyRetirementSuccess.com.

About Bill Losey, CFP®, CSA
America’s Retirement Strategist®

Bill Losey, CFP®, caters to women and couples (age 50-70) who seek to reduce post-retirement risk and generate a predictable, sustainable, increasing stream of retirement income they won’t outlive.  As a qualified professional in the areas of retirement strategies, personal finance and investment management, Bill has been seen and heard on hundreds of TV and radio stations such as FOX News, NPR, CBS News, CNBC, Business Week, TIME, AARP, U.S. News & World Report, and Oprah & Friends.

Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner™ practitioner and Certified Retirement Coach.  He is the owner of Bill Losey Retirement Solutions, LLC, a fee-based registered investment advisory firm serving a small nationwide clientele.  Bill is the author of Retire in a Weekend! The Baby Boomer’s Guide to Making Work Optional and he publishes Retirement Intelligence®, a free, weekly, award-winning newsletter that reaches over 5,000 subscribers worldwide.  Formerly, Bill was the “resident retirement expert” on CNBC’s “On the Money” television program.

In his leisure time, Billy, as his friends call him, loves to sing.  He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena, and other sporting venues.  Currently Bill is the lead singer of a vocal duo called The New York Lounge Lizards. He has been married for nearly 25 years to his wife Tori.  Together they have three sons, two dogs, and one fish.

Learn more at www.BillLosey.com or by calling 518-581-1666.