Bryon K. Spicer, retirement planning specialist, offers retirement advice for older Americans who have fallen behind in their retirement planning.

Dayton, OH – Nov. 26, 2013– Bryon Spicer, author and retirement planning specialist, recently published a blog on his website (http://www.SpicerWealth.com) discussing retirement planning. The blog, titled “Retirement Planning 101: What Do I Do if I’m Approaching Retirement and Have Very Little Saved?” notes the vital importance of creating a retirement plan.

Bryon writes, “It’s important to understand that you can still take control of the situation and put your retirement plans back on track… but you must take action! The longer you continue to passively manage your finances, the worse the situation becomes.”

Bryon K. Spicer, founder of Seniors Financial Services and Spicer Wealth Management, has devoted over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their “Financial Security for their Golden Years.” An advocate for comprehensive financial and retirement planning, Spicer’s goal is to help ensure that all components of a client’s financial affairs work in collaboration. In short, he helps clients reach their retirement dreams. Spicer has held several designations, including Certified Insurance Counselor. He has co-authored a book titled “Issues of Aging”, and most recently published his best-selling book Don’t Get Sacked In Retirement: A Financial Quarterback’s Playbook for Winning the Game.

The entire blog can be found here.

Learn more about Bryon Spicer and Spicer Wealth Management athttp://www.SpicerWealth.com

About Bryon:

Bryon Spicer has devoted over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their “Financial Security for their Golden Years”. An advocate for comprehensive financial and retirement planning, Bryon’s goal is to help ensure that all components of a client’s financial affairs work in collaboration, producing a more positive overall outcome.  He provides direction in multiple areas of finance.  His strategies focus on wealth accumulation, preservation, protection and transfer.  Being “tax efficient” in areas such as income, estate, capital gains, gift and generation skipping, he focuses on finding the proper combination of financial tools available in the market place to safely and legally position finances so you pay only your “fair share of taxes” both now and in the future.  Bryon specializes in identifying potential loopholes in financial and estate plans in order to detect where money potentially may be lost.  He will help structure your affairs so you may transfer your assets to loved ones efficiently while minimizing the costs of probate and estate taxes.  Bryon understands how hard you have worked and how important proper planning is to your continued financial success and future.

As a Wealth Advisor, Bryon has been recognized in the Wall Street Journal, USA Today and received a 5-Star Rating by Cincinnati Magazine.  He is a member of the Better Business Bureau and the National Ethics Bureau.  Hi best-selling book, “Don’t Get Sacked In Retirement: A Financial Quarterback’s Playbook for Winning the Game” dissects the routine mistakes people make in handling their finances.

Bryon is a sought after speaker.  He regularly conducts public seminars on many advanced financial topics to the general public and special interest groups.  Bryon is an approved member of the National Ethics Bureau which shows the highest regards for integrity and ethical decision making.

Bryon has been married to his wife, Kay since 1985 and has one son.  He and his family are very active in their church, school and sports associations, with Bryon holding several board positions within each.