Plano, TX. –Financial Advisor Richard Jordan informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Richard Jordan, Founder of Fortress Estate Solutions. “This reduction could be even higher depending on when your policy was put in place.”

Jordan informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Jordan. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Richard Jordan can help, please visit www.fortressestatesolutions.com.

For media inquiries only, please contact Jenn Horner at [email protected].

About Richard Jordan:

Richard Jordan is the Founder of Fortress Estate Solutions and has been in the financial field for more than 20 years. Right out of college, Jordan started working with ITT’s corporate financial group, which included Hartford Insurance. In just five years, he rose within the company from district to regional and then multi-stage manager.

Two years ago, Jordan started to share his views on financial planning on the radio. He started at a local station in Dallas and after tripling the audience for the show in six months time, he started doing a show for CBS radio in Dallas for KRLD 1080.

Fortress  is one of only 4 percent in the United States that is a pure fiduciary investment advisor firm. The remaining 96% of registered advisors work for or are broker dealers who collect commissions on investment products, which creates a conflict of interest for their clients.  Fortress is strictly fee-based and cannot make more fees if their client doesn’t make more money.