You could be paying as much as 70% too much

Greensboro, NC. – Noted financial advisor Jay Tyner informs life insurance policyholders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  Its most recent study was conducted in 2001.  Prior to this, the last price calculations were made in 1980.

“This span of 20 years (1980 – 2001) represents a 30 percent reduction in policyholder cost,” said Jay Tyner, President and Founder of Semmax Financial Group. “This reduction could be even higher depending on when your policy was put in place.”

Tyner informs that while the study was done in 1980, the lower prices were not actually implemented for another eight years. Policyholders that bought insurance during this lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Tyner. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable financial advisor.”
With seniors retiring at an unprecedented and overwhelming rate, Tyner’s experience and focus allows him to face the daunting task of assisting seniors navigate the way to a successful and secure financial future. Tyner’s aim is to help retirees and pre-retirees protect, preserve and pass on their hard-earned assets.

With offices located in Winston-Salem and Greensboro, NC, Tyner can be reached at 336-856-0080 or www.semmax.com.

About Jay Tyner:

President and founder of Greensboro, NC based Semmax Financial Group, Inc., Jay Tyner, IAR, RFC, brings 20 years of experience helping retirees and pre-retirees obtain financial security. Tyner’s approach to retirement planning differs greatly from most financial planners who strive to get their clients TO retirement; Jay Tyner’s focus is to get his clients THROUGH retirement by providing a complete financial plan that utilizes strategies unique to each client’s needs to successfully get them through 25+ years of retirement.

Semmax Financial Group is a full-service wealth management firm committed to serving the complex financial needs of today’s retirees and pre-retirees; providing financial investment management services, competitive insurance solutions and income tax planning.

Author of the book “Tsunami Proof Your Retirement”,  Tyner’s approach to retirement planning is conservative and in high demand as he is regularly broadcast on television and published in numerous local and national media including: ABC, CBS, FOX, NBC, CNBC, the Associated Press, The Wall Street Journal, Forbes, the Washington Post, the Street and many others. Tyner co-hosts a weekly radio show, “Financial Safari” on 94.5 Rush Radio and WSJS 600 AM as the North Carolina Triad’s local trusted financial advisor.

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For media inquiries only, please contact Jenn Horner at [email protected].