Financial Advisor Brian Raleigh Unveils How To Avoid Overpaying For Life Insurance
Cary, NC. –Financial Advisor Brian Raleigh informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.
The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO). The most recent study was conducted in 2001. Prior to this study, the last prices were calculated in 1980.
“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Brian Raleigh, Owner of TruWealth Strategies. “This reduction could be even higher depending on when your policy was put in place.”
Raleigh informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.
“Bottom line, there are a lot of policies that are priced better in the market,” said Raleigh. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”
For more information on how Brian Raleigh can help, please visit www.truwealth.us.
For media inquiries only, please contact Jenn Horner at [email protected].
About Brian Raleigh:
Brian began as an advisor in November of 1995 and spent more than eight years where he often ranked in the top 1 percent in his company. In 2004, he became an independent agent and formed his own firm, TruWealth Strategies in Cary, NC.
Brian obtained his LUTCF in 1999 with a focus on Estate and Business Planning. He has traveled around the country and, in the last three years alone, completed more than 200 hours of classroom training to provide cutting edge strategies for his clients.
Brian has been featured in The Retirement Resource Guide magazine and has made an appearance on 680 WPTF talk radio with Bill LuMaye as a guest speaker on financial strategies for seniors. He’s also been a member of the Raleigh Association of Insurance and Financial Advisors for the past eleven years and served on their board for four years. Now he’s proud to be writing a book, which will feature topics such as; mistakes you don’t want to make when you get in to retirement, not having a lot of risk and exposure to the market, and how to generate a 5 to 6 percent income stream in a 1 percent interest rate environment.