Greensboro, NC. – Financial Advisor Jay Tyner reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Tyner advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Jay Tyner, President and Founder of Semmax Financial Group. “But the real question is, are annuities any good for you, your money and your retirement? And if they are, who is qualified to find the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Tyner. “A good financial advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

Tyner has recently written an informational booklet entitled “Income Annuities – An Explanation of Hybrid Annuities”. It explains in simple terms how annuities work and answers the question, are they right for you. Copies are available upon request, 336-856-0080

With offices located in Winston-Salem and Greensboro, NC, Tyner can be reached at 336-856-0080 or www.semmax.com.

About Jay Tyner:

President and founder of Greensboro, NC based Semmax Financial Group, Inc., Jay Tyner, IAR, RFC, brings 20 years of experience helping retirees and pre-retirees structure financial security. Tyner’s approach to retirement planning differs greatly from most financial planners who strive to get their clients TO retirement; Jay Tyner’s focus is to get his clients THROUGH retirement by providing a complete financial plan that utilizes strategies unique to each client’s needs to successfully get them through 25+ years of retirement.

Semmax Financial Group is a full-service wealth management firm committed to serving the complex financial needs of today’s retirees and pre-retirees; providing active financial investment management services, competitive insurance solutions and income tax planning.

Author of the book “Tsunami Proof Your Retirement”,  Tyner’s approach to retirement planning is conservative and in high demand as he is regularly broadcast on television and published in numerous local and national media including: ABC, CBS, FOX, NBC, CNBC, the Associated Press, The Wall Street Journal, Forbes, the Washington Post, the Street and many others. Tyner co-hosts a weekly radio show, “Financial Safari” on 94.5 Rush Radio and WSJS 600 AM as the North Carolina Triad’s local trusted financial advisor.

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For media inquiries only, please contact Jenn Horner at [email protected].