Finally, The Truth About Annuities!
Phoenix, AZ. – Financial Advisor Teresa Bear reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.
Bear advises that annuities can be a great “safe money asset” to own.
“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Teresa Bear, President of JC Grason of Mesa, LLC. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”
When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.
Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.
“Don’t buy into an offer that defies logic,” said Bear. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”
About Teresa Bear:
Teresa Bear is the President of JC Grason of Mesa, LLC and specializes in retirement planning and asset preservation for retirees and their loved ones. She has been a Certified Public Accountant practicing in the area of taxation for more than 25 years and is also a Certified Financial Planner ™.
Teresa is a graduate of Graceland University in Iowa and has an MBA from the University of Kansas. She is also the author of the book She Retired Happily Ever After.