Redmond, WA. – Financial Advisor Jim Black reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Black advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Jim Black, co-founder of Absolute Return Solutions, Inc. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Black. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Jim Black can help, please visit www.absolutereturnsolutions.com.

For media inquiries only, please contact Jenn Horner at [email protected].

About Jim Black:

Jim Black has over 20 years of experience in the financial planning industry, and now devotes his efforts to the distribution planning arena. His main focus is helping clients to “retire” based on their own terms. For Absolute Returns Solutions, Inc. that means focusing on desired income and estate goals; striving to better assure lifetime income and asset preservation.

After graduating from Brigham Young University with a degree in international finance, Jim went on to earn his MBA from Willamette University. Jim is also a Certified Financial Planner™.