Parsippany, NJ. – Financial Advisor Ronald Gelok reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Gelok advises that some annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Ronald Gelok, President & Financial Associate of Ronald Gelok & Associates. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Gelok. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Ronald Gelok can help, please visit www.ronaldgelok.com or call (800) 476-8152.

For media inquiries only, please contact Jenn Horner at [email protected].

About Ronald Gelok:

Ronald Gelok, JD is known as the IRA Professor. For over 20 years Ron and his team have been known for making complex retirement planning and tax reduction planning clear and easy to understand. His clients often find that, after working with him they have moved significantly forward in their planning, simplifying their finances and obtaining greater peace of mind about their financial future. Ron has appeared on both radio and television discussing retirement planning problem solving. He is licensed in New Jersey, New York, Florida and Pennsylvania. His new book is due out this fall.