Kevin Heupel, Denver bankruptcy attorney, offers tips on how to get out of debt and restore your credit score.

Denver, Colorado – July 15, 2013 – Kevin Heupel, Founder of Heupel Law (found at http://www.coloradobankruptcyexperts.com/), recently explained that getting out of debt is the first step towards restoring credit over 720.  Heupel Law offers debt relief options that include credit counseling, debt settlement, and even bankruptcy.  It surprises people that bankruptcy can be the first step to building a 720 credit score, but it’s true.  Many people who file bankruptcy see their credit scores increase to 720 between one to two years after filing bankruptcy.

“If you want to restore your credit over 720, the first step is to get out of debt,” said Heupel.  “When balances on your credit cards exceed 50% of the limits it will decrease your credit score.  You lose points by having too much debt.  You have to get your debt balances under 30% of your limits, and if you can’t do that, then you need a debt relief solution.”

The attorneys at Heupel Law know that your bankruptcy is only part of your concern. You also want to get back to a normal life. This includes rebuilding your credit score to 720 as fast as possible. For years, they have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? You need credit to rent an apartment, buy a car. In fact, more and more, employers are running credit checks on potential employees.

In their research, they have discovered a few things to address these concerns:

1. If you take immediate steps to start rebuilding your credit score after a bankruptcy, you can obtain a 720 credit score in 12 to 24 months after your bankruptcy has been discharged.

2. You must take these steps. Too many people decide to wipe their hands clean of credit. As time passes, instead of having poor credit, they end up with no credit. Unfortunately, no credit is just as bad as poor credit.

3. Many people get taken advantage of by “credit repair” scams that make big promises but ultimately fail to deliver.

Kevin Heupel remarked, “Because our clients are so concerned about their credit, we searched high and low for the best credit education program out there.  After testing the program, we found that the 7 Steps to a 720 Credit Score helps people the most. With these kinds of results, we decided to make this program available to every single one of our bankruptcy clients at a discounted price. To gain access to this amazing program, call Heupel Law today to schedule an appointment.”

To watch a video about getting out of debt and the 7 Steps to a 720 Credit Score, visit http://youtu.be/zffwPPH6Vwg.

To learn more about how to get out of debt, visit www.GetDebtFreeWithMe.com or call (303) 955-7570 to schedule a FREE consultation.

About Kevin Heupel:

No one wants to file bankruptcy, but it helps to have an experienced, knowledgeable attorney and accountant in your corner who cares about you.  Kevin Heupel understands the emotional and financial challenges that people face when they have too much debt to repay.  To help his clients, Kevin offers a money-back guarantee and affordable payment plans.  People who need a debt solution need to connect Kevin Heupel – a debt relief expert.