Orlando, FL – May 8, 2013 – Allianz Life Insurance Company of North America (Allianz Life^®), Minneapolis, Minnesota offer appealing enhancements to the Allianz Life Pro+^® Fixed Index Universal Life (FIUL) Insurance Policies. In addition, to providing income-tax-free death benefit protection for your beneficiaries, these enhancements provide optimum flexibility to Transitioning Boomers and Retirees aged 55-65.  Innovative policies launched in 39 states, feature a new trigger method for determining potential indexed interest. This crediting method is unique to the FIUL industry, which can provide the opportunity for clients to earn as much as 9% credited interest annually based on whether the index experiences flat or positive performance.

“The new trigger method really stands out since it leverages Allianz Life’s indexing expertise and in-house dynamic hedging capabilities, passing the savings generated by those activities

Further enhancements include:

• Built-in Chronic Illness Accelerated Benefit Rider¹ – Clients can access a portion of their death benefit if they become chronically ill. This feature is built-in and added to the policy at issue, and can help clients prepare financially should they become chronically ill.
• Shorter surrender charge period – The surrender charge period is now decreased from 15 years to 10 years, giving clients access to the available cash value of the policy sooner, if needed². Surrender charges are based on age, gender, risk class, and death benefit.
• Enhanced Additional Term Rider – Offers a more cost-effective option for death benefit protection.

Email [email protected]. Most insurance policies require health underwriting and in some cases financial underwriting.  Wealth Architects at American Equity Advisory Group and Chuck Oliver of the Chuck Oliver Team represent excellence in retaining your savings, innovative policy design and effective advice in funding your retirement.

¹ Subject to certain age and underwriting requirements, and is available at an additional cost at the time the rider is exercised. Not available in all states.

² Policy loans and withdrawals will reduce available cash values and death benefits, and may cause the policy to lapse or affect any guarantees against lapse. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of un-recovered cost basis will be subject to ordinary income tax. Tax laws are subject to change. You should consult a tax professional.

Contract P54350 is issued by Allianz Life Insurance Company of North America. Product and feature availability may vary by state.